Dr. Ted Trainert: What disaster will befall Ghana if it uses its Central Bank digital currency for levelling-up generational-empowerment-initiatives?

Dear Ted,

I shall go straight to the point: What disaster would befall Mother Ghana, if its Central Bank Digital Currency was deployed for levelling-up generational-empowerment-initiatives, to bedrock its transformation into a prosperous and equitable African society?

The idea, for those of us who believe that our nation's ruling-elites, ought to step out of the shadow of conventional economic thinking - is to open digital bank accounts, at the Bank of Ghana (BoG), for all families that ask for it: who will then be credited with GHD1 million, to start businesses, and construct family homes, in new green communities, sited in individual fruit forest garden compounds.

There will also be community ecoroad-networks (constructed with locally available materials, and offered-free-community-labour, by EcoTerra International), with both road sides lined with fruit trees and medicinal trees. Cool.

Those who elect for what is, in effect, levelling-up helicopter-money, with 15-year repayment moratorium-timeframes - and monthly rent payments (of GHD100), counting as installment payments towards paying off the entire cost of their family homes, within two generations.

Would that not provide stable-assured-revenues, which can make a difference to our nation-building efforts, I ask, Ted?

But then I am only an uneducated old fool, lucky to be blessed with a curious mind, and a facility for playing with words in humorous fashion - so do tell moi (and the rest of the world!), exactly what disaster would befall Mother Ghana, if all the above came to pass?