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24.04.2015 General News

Prudential Launches New Products

By Isaac Obeng
Prudential Launches New Products
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Prudential Life Insurance Ghana has launched two products, Classic Farewell Plan and Premier Farewell Plan that offer customers with financial security, during life and after they have passed on.

The premier farewell plan is a special life insurance policy that enables you to meet your financial obligations or to give financial security to your family after you have passed on.

The policy also covers level for you and your spouse is 100% and 50% for all other insured lives. You have the option to choose the type of cover plan (Sum Assured) preferred between GH 3000 to GH 15,000.

The product is aimed at paying the rest of the premiums on your behalf if death should occur early or on attainment of 65. However, all the insured lives are still entitled to their benefits under the policy.

Further, if any of the covered lives die during the waiting period and the policy is active, the total premium paid on behalf of this life will be refunded less the policy.

The premier farewell plan is packaged to cover spouse, children and parents –in-law.

Nevertheless, the second product which is the Classic Farewell Plan, is to cushion your families with financial security, living and after you have passed on.

The Classic policy covers you and your family 100% and 50% for all other insured lives. You also have the option to choose the type of cover plan preferred between GHs 3000 to GHs 15,000.

To activate the Classic Plan, your salary have to be GH3, 000 and above.

This plan is aimed at covering spouse(s) and children, Siblings, Step-parents, Parents, Parents-in laws, Foster parents and Grandparents of the main life and spouse.

This policy has eight (8) benefits, Death benefit, Loyalty Benefit, No claims cash back, Accidental death benefit, Family cushion benefit, Hospitalization benefit, Waiver of premium benefit, Return of premium and optional four (4) benefits which include, Cash investment, Pre burial benefit, Post burial benefit that you can choose from.

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