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Feb 12, 2019 | General News

Uber Drivers, Riders Get Insurance Cover

By Modern Ghana
Uber Drivers, Riders Get Insurance Cover

Old Mutual has provided Uber drivers and riders an Injury Protection. Per the agreement, all Uber driver-partners will benefit from this cover the moment they accept a trip, driving to pick up a rider, to the end of the trip.

Riders will also be covered from the time their ride begins until the trip ends.

The packages include:

Medical Cover: If an accident happens On-Trip, this cover reimburses drivers and riders for necessary medical treatment costs up to GH ¢â€‹â€‹â€‹â€‹â€‹ 12,500. In addition, this cover reimburses ambulance service costs.

Death and Funeral Payments: In the unfortunate event that a driver-partner or rider dies as a result of an accident On-Trip, their dependents or heirs will benefit from a lump sum payment of GH ¢ 50,000. They will also obtain an amount of GH ¢â€‹â€‹â€‹â€‹â€‹â€‹â€‹ 5,000 for funeral expenses.

Permanent Disability Payments: In the unfortunate event that a user suffers permanent disability as a result of an accident On-Trip, they will benefit from a lump sum payment up to GH ¢â€‹â€‹â€‹â€‹â€‹â€‹â€‹ 50,000. The amount depends on the severity of the disability.

Daily Payment Benefit for Drivers (injury): If a driver is hospitalized for more than 48 hours as a result of an accident that happened On-Trip and are thereafter unable to drive because of those injuries, they will receive a daily payment of GH ¢â€‹â€‹â€‹â€‹â€‹â€‹â€‹ 50 for up to 30 days whilst they are medically certified by a doctor as unfit to work.

---Myjoyonline

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