What ₹10,000 Taught Me About Money, Happiness, and Impact

When Elon Musk said, “Whoever said money can’t buy happiness really knew what they were talking about,” I remember thinking, “What is this guy even saying?”

I mean, seriously.

When you are struggling to eat, when you are calculating whether your money will last until the end of the month, when you have been wearing the same few clothes because you cannot afford new ones, telling someone that money cannot buy happiness can sound almost insulting.

Sometimes, you don't need a mansion. You don't need a Lamborghini.

You don't even need a vacation to Dubai.

Sometimes, all you want is food in your stomach, decent clothes on your body, and enough money left in your account to sleep peacefully.

So naturally, I disagreed with Elon.

Then last month, something happened. I had ₹10,000 (₵1,220) with me.

Now, before you start laughing, I know ₹10,000 is not exactly Elon Musk money. ● But for a student living on a stipend, seeing that amount sitting comfortably with you can make you feel like the Reserve Bank of India just appointed you governor.

For a moment, I felt rich. I bought KFC.

I ate pizza.

I bought some of the nicest clothes I could afford. I enjoyed myself.

And honestly, I was happy.

There is something strangely beautiful about ordering food without first checking your bank balance three times.

For a while, I understood exactly what people mean when they say money can buy happiness. But then something else happened.

The excitement faded.

The KFC was finished.

The pizza disappeared.

The clothes became just clothes.

And that ₹10,000? It was no longer ₹10,000. It was history.

That experience made me think deeply about something Femi Otedola once said about giving back to society and making a meaningful difference in the lives of others.

Maybe happiness is not really about how much money you have.

Maybe it is about what your money, knowledge, influence, and existence can do for other people.

Because there is a different kind of happiness that comes when you know that somebody's life is better because you showed up.

There is happiness in helping someone eat when they had nothing. There is happiness in paying someone's school fees.

There is happiness in creating a job for someone who desperately needs one.

There is happiness in solving a problem that has troubled a community for years.

There is happiness in giving someone an opportunity that changes the direction of their life. And perhaps, most importantly, there is happiness in knowing that your life was not only about

getting but also about giving.

I am beginning to understand that money can buy temporary happiness. Food can make you happy.

Nice clothes can make you happy.

A comfortable house can make you happy. But impact gives happiness a longer life.

The biggest question may therefore not be, “How much money can I make?”

Perhaps it is:

“How many lives can become better because I made it?”

I still want the money, though. ● Let nobody misunderstand me.

I still want the KFC. I still want the pizza.

I still want the nice clothes.

I still want financial freedom.

But now, I want something bigger alongside all of that. I want to build.

I want to solve problems.

I want to create opportunities.

I want to contribute something meaningful to society. I want my success to extend beyond my bank account.

Because one day, when the money is finally there, I don't want to look at my account and only see numbers.

I want to look around me and see people whose lives have become better because I was here.

Maybe that is the real meaning of wealth.

And maybe that is the kind of happiness money alone can never buy.

This is the first edition of Monthly Reflection, a personal series where I reflect on experiences, ideas, and conversations that have shaped how I see the world.

— Monthly Reflection | August 2026

Mr. Philip Antwi Boasiako [email protected]