Drivers sensitized on Insurance Policies
Koforidua, June 18, GNA- The National Insurance Commission (NIC), on Wednesday organized a forum in Koforidua to sensitize commercial drivers, car owners and the general public on the existence of different types of insurance schemes and the need for drivers in particular to ensure that their vehicles are insured.
Mrs. Emma Ocran, Legal Director, NIC, urged Insurance Companies to conduct their business fairly to ensure that clients get their claims on time whenever the need arises.
She advised insurance companies to guard against using their clients premium to purchase expensive vehicles for their own use, adding that, the NIC would not hesitate to sanction those of them who may frustrate their clients in the collection of claims.
Mrs. Ocran said the NIC was making sure that any insurance company that wanted to operate in the country had adequate resources and the necessary equipment before being given licence to commence business.
She stressed the importance of insurance and encouraged all to take insurance cover and for transport owners in particular to ensure that their vehicles are insured.
Mr. Oliver Bio, Legal Officer, NIC, said an insurance company should be able to pay claims to a client within 90 days when ones document, including police and medical report were in order.
He advised people who would be facing difficulties in the collection of claims to report at the complaints settlement bureau of the NIC, adding that, the department had so far successfully settled about 3,000 complaints.
Mr. Bio urged people who purchase vehicles from others to ensure that they have change of ownership as soon as possible to be able to get their insurance claims in the case of the vehicle getting involved in an accident.
He charged transport owners to ensure that drivers they employ have valid driver's license.
Mr. Samuel Kwame Sasu, officer in-charge, State Insurance Company (SIC) Life Policy, educated the public on the various kinds of insurance such as the Family Security Plan, which he said, was beneficial.
Mr. Eric Brako, Deputy Eastern Regional Branch Manager, SIC, advised the drivers not to overload their vehicles so that in case of their involvement in accidents, they would be able to get their claims.