The Home Finance Company Bank (HFC), last Friday, held its Second Draw of the 'Homesave' Account Promotion with three emerging winners as part of its tradition of delivering its promises here in Accra.
The winners were McBen Adu Asamoah, Awortwi Bosumafi and Esther Aysha Mensah. They took home a two-bedroom house, GH¢5000 down payment for mortgage and 100% mortgage for a house, respectively.
The Executive Director of the HFC Bank, Mr Akwete Akita, in an address, observed that housing was very important to all Ghanaians since it offered a core security for the family unit, which grows into neighborhoods, communities, societies and eventually develops into nations
The draw, was a promise by the bank to make customers proud owners of a two-bed room expandable house through the 'Homesave' account which also offers customers and the general public the opportunity to cultivate and develop good savings habit.
Mr Akita said Ghanaians generally place a high premium on home ownership either as a store of wealth or a status symbol, however several unfavorable factors including macroeconomic instability, low income levels, land tenure, relatively high cost of building materials and lack of construction and mortgage finance have adversely affected the ability and capacity to achieve this ultimate goal.
The Executive Director noted that HFC Bank, in partnership with the government of Ghana, is offering Public Sector workers a unique opportunity to own their houses through the Public Sector Housing Finance Scheme. Under the scheme, Public Sector workers can access relatively cheaper mortgage loans to buy their own houses.
The HFC Board Chairman, Nana Agyei Duku, in his remarks, encouraged Ghanaians to partner with HFC Bank and take part in subsequent draws by patronizing the 'Homesave' account that will give them the opportunity to own a home.
Nana Agyei Duku, therefore, congratulated the winners and encouraged those who entered the draw but did not win to keep trying for a better luck next time.